內容介紹
前摩根大通資產管理(JPMorgan)退休方案部門主管和屢獲殊榮的投資者安．萊斯特 (Anne Lester)，結合了科學數據與個人經驗，提出簡單明瞭的關鍵步驟藍圖，任何人都可以用它來瞭解退休儲蓄和投資，為你的未來做準備。開始過上最好的財務生活！
為未來儲蓄似乎看似困難重重，甚至完全不可能──尤其是對於千禧世代和 Z 世代來說，他們自大學畢業後就不得不面對經濟挫折、經濟衰退和裁員。但每個人──是的，甚至是你──都能找到為你的未來儲蓄的方法，而《你的最佳財務生活》將告訴你具體的方法。
透過這本書，你將找到可執行的步驟來揭開你所掌握的退休工具的神秘面紗，找到一個簡單易用的路線圖來確保你在退休年齡之前存夠足夠的錢，並幫助你識別和消除浪費性支出，將你的錢藏在真正重要的地方。你將學會如何將 一百美元變成 一千 美元，並利用賺到的每一分錢為自己謀利。
前摩根大通資產管理退休方案部門主管安．萊斯特運用她個人的經驗、最新的研究和新鮮的案例設身處地的帶你更好地瞭解自己的消費習慣，瞭解可以改進的地方：
- 瞭解為何這樣運用金錢。
- 識別儲蓄及消費明細，以及如何激發大腦開始累積真實財富。
- 平衡退休儲蓄和付清債務，及其他人生目標。
- 解碼令人困惑的財經行話，讓生命中最大的決定簡單一點。
帶有同理心筆觸下的《你的最佳財務生活》正是對金錢和未來感到焦慮的千禧世代跟Z世代一直以來所等待的書。從此書瞭解為什麼你不善於儲蓄(為什麼這不是你的錯)、如何未雨綢繆和為退休儲蓄(是的，兩者都可以做到！)，以及分散投資等方面的實用資訊，這樣無論生活發生什麼變化，你的未來都會有保障。你將擁有為實現最佳財務生活奠定基礎所需的一切！
作者介紹
安．萊斯特( Anne Lester)是名媒體評論人和致力於幫助各行各業的美國人達成安全、安心退休生活的演說家。被權威財務服務公司晨星公司(Morningstar)譽為「先鋒和創新者」的安，在過去三十年來都致力於退休生活的各方各面。她曾擔任前摩根大通資產管理 (JPMorgan)退休方案部門主管共計十五年，走遍全國向數萬名投資者演講。她目前是一系列退休問題的定期撰稿人，見於CNCBC、彭博電視台(Bloomberg TV)、華爾街日報(The Wall Street Journal)、《紐約時報》(New York Times)和其他無數產經新聞。
書評
“[Your Best Financial Life] stands out for the clarity of Lester’s explanations . . . and for her shrewd assessments of recent financial developments . . . [A] sensible introduction to getting one’s finances in order.” — Publishers Weekly
“You’ll walk away from this book not only with the belief that retiring comfortably is doable, but knowing exactly how to do it yourself.” — theSkimm
“Because she understands how easy it is to mess up and need a do-over when it comes to personal finances, Lester is able to talk to Gen Z and millennials about savings and retirement in a way that doesn’t stir up shame or embarrassment.” — Marketwatch
“[A] beacon of hope for Gen Z and millennials ensnared in the web of financial instability.” — BNN Breaking
“[Your Best Financial Life] delivers a straightforward pathway to retirement and financial preparedness directed at the millennial and Gen Z crowd." — Booklist
“The brilliance of [Anne Lester's] approach is that she breaks up the basics of a financial plan for retirement into easy-to-understand elements. . . . Her language and writing style are clear and straightforward, not in the least intimidating or challenging. . . .Your Best Financial Life is well written and intended for anyone looking to start planning and organizing their financial future.” — FXBG Advance
“When you work in the trenches, you know: Money rules. Yet money brings up feelings of dread and anxiety for far too many people. Anne Lester changes the game—with fresh revelations on why it’s so hard to save, and how you can overcome any debilitating feelings standing in your way and get going. Anne’s been-there-done-that voice makes her approach nonjudgmental and wise. Her blue-chip background makes her preeminently qualified. Bottom line, if you're determined to get started, reading Your Best Financial Life is a great first step.” — Jean Chatzky, New York Times bestselling author of Women and Money and founder of HerMoney.com
“Finding financial security is simple but not easy. It's simple because investing isn't alchemy; the market does a lot of the work for us. But it's not easy because it requires a disciplined saving and investing program, and that means delaying gratification and being willing to keep investing when stocks are down. In her new book Your Best Financial Life, Anne Lester shares an action plan for finding financial success and peace of mind. What makes the book come to life are Anne's relatable, and often hilarious, stories. The reader has the sense that the wisdom she imparts is hard-won.” — Christine Benz, director of personal finance and retirement planning at Morningstar
“Anne Lester’s new book, Your Best Financial Life, is a must-read. Geared toward readers in their 20s and 30s, the practical advice in this book is beneficial to anyone with money anxiety. The author’s conversational tone and self-depreciating humor make this book about finance approachable. I loved the money hacks tailored to different personality types. I just wish this book had been available when I graduated from college. I know this will be a game-changer for the next generation.” — Kathleen Burns Kingsbury, author of Breaking Money Silence® and founder of KBK Wealth Connection
“Your Best Financial Life is packed with tips, tools, and advice that will get you ready for a long and financially healthy life. Regardless of your age, you will benefit from the wisdom and insights that this book has to offer. A must-read for everyone.” — Michael Clinton, bestselling author of ROAR and former president and publishing director of Hearst Magazines
“In Your Best Financial Life, Anne Lester helps solve a problem that’s vexed the American economy for years: how to increase savings and investment. Anne’s credentials are exceptional, so I’m recommending her book to everyone in the rising generations. (That’s you, Millennials and GenZers.) With empathy and funny stories, Anne shows how our brains naturally work against savings—and how easily you can circumvent those biases and start saving for real, forever, and to have a financially secure future. Treat yourself to a solution that’s good for you and good for the economy. Get a copy of Anne’s book today.” — Jason Fichtner, chief economist of the Bipartisan Policy Center
"As Anne Lester knows, it’s easy to fall prey to false beliefs about money. In her book, she uses easy tools and can’t-make-this-up stories to help you simplify your thinking and reclaim your financial life—now, and at that seemingly-long away time of retirement. Take it from an expert, you need Anne’s help. I recommend you get copy of her book today." — Manisha Thakor, award-winning author of MoneyZen
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